I’ve been creating a budget the past few months, closely tracking my spending, and I’m proud to say I’ve been able to stick to my budget since I started. One of the largest parts of my budget is how much I spend on groceries, so I’ve started practicing new techniques that keep me on budget. Sometimes I’m even under budget. I’ve shared a few grocery budget tips in other posts, but it’s all of these tips done together that are going to save you the most money on groceries. It’s scary to go on a budget, looking exactly at how much money I’m bringing in compared to what’s being spent. But…
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I Paid Off My Debt! Now What?
I can finally say it – I paid off my debt! As of September, I finished paying off my student loans and officially became debt-free. This is a personal achievement that I’m happy to say I’ve completed from my list of goals. Earlier this year, I shared that we were on a journey to become debt-free in 2018. When I started actively making payments on my student loans in 2013, I had about $20,000 of debt (which was higher than when I graduated thanks to interest). Like most young graduates, I started making the minimum payment while paying for other living costs. It wasn’t until 2016 that I started aggressively making…
